Real Solutions For Real Wealth
Tax-Free Cash Flow, Bulletproof Retirement & Estate Preservation
I’ve Got You Covered
1K+
Families Helped
$150M
Life Insurance Placed
$800M
Premium Sold
D. Ethan Williams
Private Reserve Strategist & Wealth Builder
About me...
D. Ethan Williams, born and raised in Chicago—home of deep-dish pizza, the Bulls, and a whole lotta hustle. I'm 44, and for over a decade, I've been deep in the insurance and retirement game.
I've had the privilege of working with some of the biggest names in the industry—GEICO, American Family, State Farm, and Nationwide. Yeah, I've been around the block a few times.
Now, I'm living my best life as a Retirement Strategist, and let me tell you, I love what I do.
My specialties? Oh, I've got a few: Retirement Planning (Section 7702, baby!), Retirement Income Diversification, Tax-Advantaged Strategies, Annuities, and those slick 1035 Exchanges.
My mission is simple: I help people make sure their money lasts longer than they do. Whether it's closing retirement gaps, creating tax-free income, or making Uncle Sam take a back seat, I'm the guy with the plan.
Here's the thing—this isn't just a job for me. I've seen too many hardworking folks retire broke, and I said, "Not on my watch!" That's why I'm passionate about helping people secure their futures while still living their lives today.
I've got the blueprint to help you diversify your income, protect your assets, and give you peace of mind for the long haul.
When I'm not crafting retirement strategies, you can find me with my friends, diving into Chicago's legendary food scene, or challenging someone to a game of chess.
(Spoiler alert: I play chess like I plan retirement—strategic and always three moves ahead.) I also love hosting workshops and webinars, breaking down the complex stuff so it makes sense and feels doable.
Helping people retire confidently isn't just what I do—it's who I am. Let's secure the bag and the dream together. Boom! Let's get to work!
I'VE GOT YOU COVERED
Indexed Universal Life
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
Fixed Indexed Annuities
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
Wills & Trust
Life has a way of reminding us that the future isn’t promised — but that doesn’t mean we can’t prepare for it.
A Will ensures your final wishes are honored. It tells the people you love — and the courts — exactly how your assets should be passed on, and who should care for your children if you're no longer here. Simple, clear, and powerful.
A Trust, on the other hand, offers even greater peace of mind. It lets you avoid probate, maintain privacy, and control how and when your assets are passed down. Whether it’s protecting a home, a business, or your legacy — a trust helps you move from reactive to prepared.
Together, a Will and Trust create a safety net — not just for your assets, but for your family’s future.
At Grey Financial, we make this process easy, affordable, and judgment-free. Because your legacy matters… and the people you love shouldn’t have to guess what you would’ve wanted.
Licenses & Credentials
PDF file
FL Life License.pdf
199.8 KB
PDF file
GA Life License.pdf
265.9 KB
PDF file
NC Life License.pdf
326.3 KB
PDF file
SC Life License.pdf
166.1 KB
PDF file
TX Life License.pdf
254.1 KB
National Producer #: 13259769
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